I go to buy things only need to bring cash, they do not card, simply "brush" your mobile phone - this is the "mobile payment" is the most intuitive interpretation, the large-scale promotion in Japan.


China Telecom Shanghai Research Institute Niu Gang told payment gateway reporters, business model development, as well as e-commerce and O2O (Online, To Offline, upcoming line business opportunities and internet business models), the popularity of smart phones, many applications will move to combine payment, trading volume, especially in the chain of the industry.


At present, a large e-commerce giant with its third-party payment platform in the mobile payment each style all their own, such as payment of the Po "quick pay" and the two-dimensional code to pay, Shanghai fast money "quick brush business. However, affect the market, most mainstream or operators, as well as the attitude of the CUP.


In late 2011, with 900 million users three operators was finally selected for the list of the third batch of third-party payment license, to pay the company of its mobile phone payment, bank card acquiring two business license. With fixed-line business benefits Unicom and China Telecom's fertile pay and wing pay and fixed-line telephone to pay license in the mobile joint venture with China UnionPay UMPay with Internet payments and mobile phones to pay two license.


The Niu just frankly, telecommunications, follow the mode of the partners, "Xianpu market, going back to the standard uniform issue." Operators in the country to make a similar program, according to local resources, government promotion, which allows the coexistence of a variety of modes.


China Mobile Research Institute Deputy Director Guo diffuse Snow also said China Mobile in the payment field does a variety of technical mode both experiment and explore, with the Shanghai Pudong Development Bank (600,000, stock it) mobile wallet of the co-operation co-branded cards, shaped IC card, the next step will launch the NFC-based e-finance, consumer card. But regardless of how technology, the key to success lies in whether received by the market.


China UnionPay technology management, general manager Xu Yanjun, said the online payment gateway new changes of the mobile e-commerce business model to change the traditional business model. According to reports, China UnionPay in June last year released a mobile payment enterprise version of the standard to support a variety of operators, CUP and other parties involved as the main program.